you agree to abide by them.
This Website is operated by Modus Underwriting Limited ("Modus" "We", "Us", "Ourselves" or any generic term or phrase). We are registered in England and Wales under company number 09269358 and have our registered office at 85 Gracechurch, London, EC3V OAA. Our main trading address is 85 Gracechurch, London, EC3V OAA. Our VAT number is 135541330.
Modus Underwriting Limited is an Appointed Representative of CFC Underwriting Limited who are authorised and regulated by the Financial Conduct Authority (Firm Register Number: 312848).
More information about the FCA can be accessed at www.fca.org.uk
Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice. We will not be liable if for any reason our Website is unavailable at any time or for any period.
From time to time, we may without liability restrict access to some parts of our Website, or our entire Website.
You are responsible for making all arrangements necessary for you to have access to
our Website. You are also responsible for ensuring that all persons who access our Website through your internet connection are aware of these terms, and that they
comply with them.
All material contained on the Website is our property or the property of our third party licensors. All such intellectual property rights in the Website are reserved.
We grant you a limited licence to access any part of the Website you are authorised to access for the sole purpose of obtaining information concerning Modus and the services it offers.
You may not use the Website or any of the content for any other purpose whatsoever without our express written permission.
You may not:
as amended from time to time. By using our Website, you consent to such processing and you warrant that all data provided by you is complete and accurate. In the
event that Modus undergoes reorganisation or is sold to a third party, any personal information Modus holds about you may be transferred to that reorganised entity or
As a condition of your use of this Website you agree that you will not:
You may link to our home page, provided you do so in a way that is fair and in accordance with your local law and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists, or suggest that our Website or any part of it is owned by you.
You must not establish a link from any website that is not owned by you.
Our Website must not be framed on any other site, nor may you create a link to any part of our Website other than the home page. We reserve the right to withdraw linking permission without notice.
We are not liable or responsible for any third party content uploaded to the Website. Third party content includes, for example, comments posted by users in response to our blog posts. Commentary and other materials posted on our Website are not intended to amount to advice on which reliance should be placed and are for information purposes only . We are not responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.
Any material you upload to our site will be considered non-confidential and
non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose.
We have the right to remove any material or posting you make on the Website, without notice and for whatever reason.
The information contained on the Website is for information purposes only and does not constitute advice, nor does it constitute an offer to provide services. We are providing this Website on an "as is" basis and make no representations or warranties of any kind with respect to this Website or its contents and we disclaim all such representations and warranties. You should check any information on the Website and use your own judgment before doing or not doing anything on the basis of what you see.
We exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party including, without limitation, any direct, indirect, punitive or consequential loss or damages, any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and in each case whether in tort (including, without limitation, negligence and negligent misrepresentation), contract or otherwise in connection with:
This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraud or fraudulent misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.
We make no representation that the content of the Website is appropriate for use in all locations, nor that products or services discussed at the Website are available for sale or use in all jurisdictions. Those who access the Website do so on their own initiative and are responsible for compliance with applicable local laws or regulations. The Website is designed for use by clients domiciled in and operating primarily from the UK and other users of the Website may not necessarily be able to deal directly with all entities that have materials on the Website.
Any query or complaint regarding the use of this Website should, in the first instance,
be addressed to Modus Underwriting Limited, 85 Gracechurch St., London, EC3V OAA, who will investigate your query or complaint and provide a response. In the event that we are unable to resolve your complaint to your satisfaction, we can provide you with details on how to refer your complaint to the Financial Ombudsman Service.